single entry point

Scalable Access To The Markets

A graphic image in isometric style describing the structure of WealthKernel's custody offering. From bottom to top it reads: sub-custody, WealthKernel nominee, your business, your customers.

WealthKernel operates a sub-broker model, acting as an intermediary between our Tenants and brokers. This model lets us utilise our sub-broker’s infrastructure for better market access and their deep network of asset managers.

This allows us to focus on providing better user onboarding, account management and custody infrastructure, as well as offering different execution styles across our Tenants.

build an optimal customer experience

Fractional Access to
Global Markets

A graphic image in isometric style describing the structure of WealthKernel's custody offering. From bottom to top it reads: sub-custody, WealthKernel nominee, your business, your customers.

With our institutional-grade investing infrastructure, your users can access the most popular global securities for as little as £1. Simply hit our Orders API, and we take care of the rest.

Extensive Universe

WealthKernel currently supports 1000 US stocks, 350 UK stocks, ETFs and Mutual Funds.

Available in multiple accounts

Fractional stocks can be held in our GIAs and SIPPs along with ETFs and Mutual Funds (UK-Only)

Advanced API Trading

Our institutional-grade dealing capability allows your users to buy fractional shares, and benefit from low trading costs


Trading Infrastructure That Works For You

WealthKernel's Orders API gives our customers the flexibility to choose the frequency of the trading.

You are looking to automate parts of the investment journey for your users by allowing them to invest in a range of securities or models 
  • Orders are taken and executed at the end of the day
  • Suitable for businesses that have a long-term buy and hold proposition
  • Market orders
  • Costs are aggregated at the ISIN level

Riester Pension

The term “Riester pension” includes products ranging from insurance policies, savings plans, unit trust agreements and home loan to savings contracts.

The saver invests a certain amount each month and can withdraw capital after retirement. Low-income savers and families with children benefit from the 'Riester' allowances while higher earners benefit from the tax advantages. Under this account, contributions of up to €2,100 can be claimed as a special expense in the income tax return.


Designed for the self-employed and freelancers who are not covered by statutory pension insurance, Rürup'- pension benefits are taxed in the same way as the statutory pension, but initially only partially.

The taxable portion depends on the year in which the pension commences and is fixed for life as a fixed amount. It rises continuously with later years of retirement.

Piano Individuale di Risparmio (PIR)

PIR offers tax incentives to savers investing in small and medium sized Italian companies. It can be sold as mutual funds, discretionary accounts, life policies or security deposit accounts and carries full exemption from 26% income tax if savers stay invested for at least five years.

PIR plans are aimed at retail investors resident in Italy who can invest a maximum of €30,000 per year and up to €150,000 over five years.

At least 70% of assets must be invested in financial instruments (equities or bonds) issued by Italian and/or foreign companies (EU and EEA) permanently established in Italy under the domestic fiscal regime. Of this 70%, at least 30% (or 21% of total investable assets) must be in Italian small and mid caps not included in the main index (FTSE MIB).

Plan d’Epargne en Actions (PEA)

Created in 1992, PEA is a tax-efficient investment wrapper for residents, allowing French investors to buy and sell European securities with preferential conditions.

It is considered as a simplified stock savings plan because a PEA account contains both a securities account and a cash account. The cash account is debited when a security is purchased, and credited when a security is sold or a company pays dividends.

Livret A

Established in 1818, the product acts as a savings account for French citizens and residents, and the annual returns are not taxed.

As of 2015, only one account may be held by an individual, with an amount from €10 to €22,950.

European ISA (Spanish Compliant Bond)

Spanish compliant investment bonds are tax-efficient, unit-linked platforms for EU regulated funds such as collective investment schemes and unit trusts.

To avail tax benefits on the above, the resident must invest in a tax-saving life insurance bond that contains an element of ‘risk’ and pays out life insurance over and above the plan (around 101%).

  • Orders are executed immediately with our sub-brokers
  • Suitable for businesses whose customers are trying to time the market
  • Multiple order types available
  • Costs are on a per-trade basis

We support quantity and consideration orders, and settle all of our trades in GBP. With both real-time and aggregated trading, customers can invest in fractional shares and ETFs.

WealthKernel performs transaction reporting for all securities executed on our platform, reducing the need for a separate integration for our Tenants.


Build Your Investment Proposition With Our Universe


Frequently Asked Questions

How often can Tenants place a trade order?
Do you support netting?
Do you internalise trades?
Do you offer a live price feed?
Do you distribute sub-fund level data?
Do you offer contract notes?
Do you collect Stamp Duty?
Can fractional stocks be held in ISAs?

Speak To Our Team Today

If you're interested in our trading solution, you can fill out an enquiry form and a member of our team will get back in touch with you to discuss your proposition.