Account wrappers, and particularly tax efficient account wrappers (like pensions) are a cornerstone of investing. Most major jurisdictions offer tax-efficient accounts, and with WealthKernel's Accounts API, you can integrate them in to your investing products with ease.
Every business that's launching new investing products in the UK needs to think about the account wrappers its going to offer investors. The most basic is usually the GIA (General Investing Account) or the ISA (Individual Savings Account).
WealthKernel is an HRMC ISA Manager, meaning we can support all of the following wrappers in the UK. This means your business can offer investors flexible investing products however they want to invest, all over API.
A Stocks and Shares ISA allowing investment into a range of different products. We are an authorised HMRC ISA Manager.
A General Investing Account is a simple account where investments are held outside of tax wrappers such as Pensions & ISAs.
An investment account for an eligible child, that can be contributed to by family and friends, managed in accordance with the ISA regulations with a parental contact.
Vertically integrated investing services, all available over API
Onboard your users with ease, with tailored onboarding flow rules, questions to cover risk and suitability, and automatic KYC and AML checks.
Comprehensive trading built on cutting-edge tech. Trade thousands of fractional securities across markets in multiple currencies.
We’re a fully licensed custodian for client money and assets in the UK. Cash and securities are held at tier 1 banking and sub-custodian partners.
Access a range of UK tax wrappers and accounts tailored to fit your customers needs including ISAs, GIAs, SIPPs, and JISAs.
We support BACS, CHAPS, direct debits, open banking, instant matching deposits, recurring payments, and standing orders.
Seamlessly manage models, programmatically rebalance, track performance data, manage fee accrual, model drift, and more.