A snippet of code from our API

Reduce build complexity

Our API allows your company to get up and running whilst avoiding having to build a custom back-end. Spend more time focussing on the important parts of your business and rest easy knowing we’ve got your back-end covered.

Our platform is custom-built to service some of the best Personal Financial Management apps currently available on the market.

All available over API

Build and launch your platform without any constraints. Take full advantage of our cutting edge RESTful APIs.


Functionality for you to provide suitability assessment and implement propriety scoring models to best allocate portfolio risk aggression.

Product Wrappers

Provide your customers with the savings and investments accounts they need. We offer a range of products tailored to fit your needs including ISAs, GIAs, SIPPs, and JISAs.

A graphical illustration showing a smartphone, below the phone sits a series of modular blocks representing the WealthKernel platform powering the back-end

Modular by design

Vertically integrated investing services, available over API


Built specifically for those who want to bring their lifestyle to the next level by taking better care of their finances. ikigai combines wealth management and everyday banking in a single app, using WealthKernel to power its investing offering over API.

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A short snippet of code depicting an instruction to buy an asset over API